Got an insurance letter? Swap the panel. We handle it.
Insurers now ask many homeowners to replace old panels to keep their policy. We assess it, pull the permit, replace it, and provide the sign-off report.
Why insurers ask for a new panel
Insurers want to reduce fire risk, and old wiring shows up in fire claims. Many homeowners call us after a letter with a deadline and are not sure what comes next. We see this across Portland, Beaverton, Vancouver, and the surrounding area.
- Problem panels: FPE and Zinsco panels are known fire risks, because their breakers do not always trip
- Undersized service: older 100 amp panels may not run an EV charger or mini-split, and 200 amp is the new standard
- Missing protection: insurers flag missing GFCI near water or AFCI protection in bedrooms
- Other flags: old fuse boxes and overloaded panels
What to do if you got the notice
Do not wait. This job involves us, the utility, and the permitting office.
- Get a real assessment. We look at your panel and tell you exactly what it needs.
- Plan the upgrade. We plan it around your home and what you may add later.
- Handle coordination. We handle permits and scheduling, including the utility shutoff.
- Sign-off report. We provide the documentation your insurance company needs, because without it the work may not count.
What insurers usually want
A clean, modern panel from a recognized brand and a signed inspection. Your insurer has the final say, so bring us the letter and we read it with you. Learn more on our panel upgrade page or in our post insurance requiring an electrical panel upgrade.
Get a free assessment
Call (971) 526-5545 or fill in the form below.
Questions we hear a lot
Why is my insurance company requiring a panel upgrade?
Some older panel brands, like FPE and Zinsco, are a known fire risk. Insurers flag them. A panel upgrade fixes it.
Do you provide paperwork for my insurer?
Yes. We provide the sign-off report your insurance company needs.
Do you handle the permit?
Yes. We pull the permit and support the inspection.
Tell us what you need.
Grant or someone on the team calls you back during business hours. Licensed electricians, one team, from first call to switch-on.
Call (971) 526-5545